uob credit card
uob credit card
Blog Article
UOB Bank is often a properly-acknowledged bank which offers several different charge cards tailored to fulfill various requires and preferences. This is an extensive overview that will help you understand The crucial element facets:
Different types of UOB Charge cards
UOB presents several different types of credit cards, Just about every designed for distinct purposes:
Rewards Playing cards: Get paid points or miles on your own purchases which may be redeemed for journey, shopping, dining, and a lot more.
Cashback Playing cards: Get a percentage of the expending back as income rebates.
Journey Playing cards: Suitable for Recurrent travelers with Rewards like air miles accumulation, airport lounge entry, and journey coverage.
Lifestyle Cards: Provides perks connected with amusement, eating savings, and special event Invites.
Key Attributes
Each and every UOB bank card includes its possess set of functions. Here are several widespread kinds:
Fascination-Cost-free Period of time
Most UOB charge cards supply around 55 times desire-absolutely free when you fork out your harmony in total from the due day.
Reward Factors
Make reward details on just about every dollar spent that may be redeemed for a variety of rewards such as vouchers or items.
Funds Rebates
Sure cards provide cashback on day-to-day expenses like groceries, fuel, dining out and many others.
Promotions & Bargains
Get pleasure from Unique promotions and savings at partnered merchants together with dining places, retail shops and on line platforms.
Versatile Payment Solutions
Decide on numerous payment techniques including GIRO (Normal Interbank Recurring Purchase), AXS stations or immediate debit from your discounts account.
Security Features
Improved protection through EMV chip know-how together with SMS alerts for transactions designed above a particular Restrict.
How to use
Implementing to get a UOB bank card is simple:
Stop by the official UOB Site.
Search by their range of credit cards.
Pick the cardboard that most closely fits your preferences.
Complete the applying variety either on-line or pay a visit to a branch.
Submit needed files which include evidence of money and identification.
Managing Your Card
After you have your UOB credit card:
Frequently Check out statements possibly through mailed copies or via on-line banking.
Make timely payments to avoid late fees and interest charges.
Monitor reward details/cashback earnings to help you optimize Added benefits.
Realistic Illustration
Picture you are someone who enjoys touring regularly:
You can opt for a UOB Vacation Card which lets you make air miles on each purchase.
With gathered miles after a while, you could redeem them at no cost flights or updates—conserving considerably on vacation fees!
Additionally, love perks like complimentary airport lounge obtain generating These prolonged layovers far more snug!
By comprehension these Fundamentals about UOB Bank cards – their kinds & options as well as practical utilization – You will be much better Outfitted to select get more info one that aligns properly with all your Life-style requires!